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| Savings & Checking | | Rates effective 08/06/2010 | | Account Type | | Minimum | | APR*** | APY*** | | Regular & Special ($50 & UP) | | $ 50 | | 0.250 % | 0.25 % | | Christmas Club ($5 & UP) | | $ 5 | | 0.250 % | 0.25 % | | Youth SavRz (minor savings/UTTMA acct) | | $ 5 | | 0.250 % | 0.25 % | | Premium Savings ($2500 - $50,000) | | $ 2,500 | | 0.499 % | 0.50 % | | Premium Savings ($50,001 - UP) | | $ 50,001 | | 0.747 % | 0.75 % | | IRA Savings ($5 & UP) | | $ 1,000 | | 1.490 % | 1.50 % | | | | | | | | | Members MAXX Premium Checking | | | | | | | ($1,001 - $5,000) | | $ 1,001 | | 0.150 % | 0.15 % | | ($5,001 - $25,000) | | $ 5,001 | | 0.499 % | 0.50 % | | ($25,001 - $50,000) | | $ 25,001 | | 0.995 % | 1.00 % | | ($50,001 - UP) | | $ 50,001 | | 1.243 % | 1.25 % |
| | | Fees may reduce earnings on share savings accounts. Members will forfeit dividends if they close an account before accrued dividends are credited to their account. | | |
| Certificates of Deposits | | Rates effective 08/06/2010
All certificates can be IRA Certificates. | | Account Type | | Minimum | | APR*** | APY*** | | 3 month Share Certificate | | $ 500 | | 0.300 % | 0.30 % | | 6 month Share Certificate | | $ 1,000 | | 0.449 % | 0.45 % | | 12 month Share Certificate | | $ 1,000 | | 0.896 % | 0.90 % | | 24 month Share Certificate | | $ 1,000 | | 1.144 % | 1.15 % | | 36 month Share Certificate | | $ 1,000 | | 1.539 % | 1.55 % |
| | | Substantial penalty for early withdrawal on Share certificates. For a certificate with a maturity of less than 12 months, penalty is equal to 90 days of dividends. For a certificate with a maturity of more than 12 months, penalty is equal to 180 days of dividends.
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***APR
is Annual Percentage Rate. *** APY is Annual Percentage Yield.
Deposits insured by National Credit Union Administration. ALL
RATES AND YIELDS SUBJECT TO CHANGE WITHOUT NOTICE. |
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